Access Holdings PLC has been ranked the Tier 1 bank with the best asset quality in Nigeria, having posted the lowest Non-Performing Loan Ratio (NPLR) at 2.76 percent.
This is according to Proshare’s 2025 Tier 1 Banking Report released recently.
The report, titled “The Class of 2025: Getting Bigger, Bolder, and Dominant”, ranks Access Holdings second overall in the Tier 1 category, placing just behind Ecobank Transnational Incorporated (ETI), which led with a percentile score of 100 Access Holdings followed closely with a 91st percentile ranking, ahead of Zenith Bank at 73 percent, FirstHoldco at 82 percent, UBA at 64 percent, and GTCO at 55 percent.
In terms of NPLR performance, Access Holdings maintained a remarkable 2.76 percent, outperforming Zenith Bank at 3.54 percent, GTCO at 4.07 percent, UBA at 3.80 percent, ETI at 6.25 percent, and FirstHoldco at 6.70 percent.
This places Access Holdings at the forefront of asset quality management among Nigeria’s top banks and reaffirms its reputation for operational discipline amid market volatility.
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