In its Unaudited Consolidated and Separate Financial Statements as of September 30, 2025, Guaranty Trust Holding Company Plc reported a profit before tax of N900.8 billion. This was due to strong performance on the core earnings lines of interest income and fee income, which grew by 25.6% and 16.8% year over year, respectively. The group’s strong core earnings performance continued to narrow the y-o-y dip in PBT to 26%, mitigating the impact of the N523.2 billion in fair value gains recognized in Q3-2024, which did not recur in Q3-2025. 00:05 / 03:11 10 Sec The Group saw increases in all of its asset lines and is still able to maintain a balanced sheet that is well-structured, healthy, liquid, and diversified in all of the jurisdictions in which it has a banking franchise, as well as in its business verticals of payments, pensions, and funds management.
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